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Dennis Isip | pricing Blog

Sunday, April 07, 2019   /   by Dennis Isip

Do You Buy or Sell Your Spokane Home First?

The ideal situation is to be able to buy your new home, without having to sell your existing home. That you means, you either have the cash to buy the second home, or the financial qualifications to obtain a bank loan.  

However, most people are not in such a position. Fortunately, you can insert a simple legal clause in the sale of your home, that will minimize your anxiety levels when selling and simultaneously buying your next residence.

When undertaking back-to-back transactions of selling and then buying real estate, timing is everything. The critical factor is to prepare and complete as many tasks as possible, up front, before signing those legal contracts to transfer ownership from one person to another.

Buying in a Seller’s Market
 
In a seller's market that we have today, it is easier to sell, than to buy. Spokane has been at historic low levels of inventory for over two years now, as of this writing. Buyers have a lot of competition, because th ...

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Sunday, March 31, 2019   /   by Dennis Isip

How To List Your Home for the Best Price

Are you moving to another state, or relocating to Washington State? More specifically, are you considering a move to or from the Spokane area? There are a lot dynamic factors changing in different directions simultaneously at this time. Let’s look at the big (national) picture first.

National Real Estate Market


If your plan for 2019 includes selling your home, you will want to pay attention to where experts believe home values are headed. According to the latest Home Price Index from CoreLogic, home prices increased by 4.7% over the course of 2018.

The map below shows the results of the latest index by state.



Real estate is local. Each state appreciates at different levels. The majority of the country saw at least a 2.0% gain in home values, while some residents in North Dakota and Louisiana may have felt prices slow slightly.

This effect will be short lived. In the same report, CoreLogic forecasts that every state in the Union will experience at least 2.0% a ...

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Saturday, March 30, 2019   /   by Dennis Isip

2 Things That Sellers Need To Know About The Mortgage Process

Mortgages are for buyers, why do I need to know about it, if I’m selling?





There are 2 things a seller needs to pay attention to:



Buyer Pre-Qualification or Pre-Approval
Seller Concessions






PreQualification





I often come across a lot of renters who do not have an idea of what it takes to buy a home. The variety and number of documents alone can be intimidating, but being a homeowner can be one of the most financially rewarding experiences in one’s life. However, that’s assuming that the buyer gets the right house, done in the right way.





Of course, there are other non-financial benefits too: fenced backyard for the dog, school for the kids, no neighbors above or below you, customizing your kitchen, and in some cases, having an attached garage. (This knowledge gives the seller a leg up in negotiations.)





Here’s What Buyers Need To Qualify in Today’s Market


Down Payment - Generally between 5-20 ...

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  selling home, home selling, spokane real estate, home seller tips, buying and selling a home, negotiation, sellers, dennis isip, pre-approval letter, pre-qualification letter, seller concessions

Friday, March 29, 2019   /   by Dennis Isip

Will Your Current House Fit Your Needs in Retirement?

As more and more baby boomers enter retirement age, the question of whether or not to sell their homes and move will become a hot topic. In today’s housing market climate, with low available inventory in the starter and trade-up home categories, it makes sense to evaluate your home’s ability to adapt to your needs in retirement.

According to the National Association of Exclusive Buyers Agents (NAEBA), there are 7 factors that you should consider when choosing your retirement home.1

1. Affordability

“It may be easy enough to afford your home today but think long-term about your monthly costs. Account for property taxes, insurance, HOA fees, utilities – all the things that will be due whether or not you have a mortgage on the property.”

Would moving to a complex with homeowner association (HOA) fees actually be cheaper than having to hire all the contractors you would need to maintain your home, lawn, etc.? Would your taxes go down significantly ...

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  selling home, home selling, spokane real estate, getting ready to sell, dennis isip, spokane retirement

Thursday, March 28, 2019   /   by Dennis Isip

Clutter Devalues Your House

Decluttering could spell the difference between getting less than your asking price vs. full price, or even more than the list price.


One of the biggest challenges sellers face when listing their house is decluttering. Cleaning out some of the more personal decorating choices allows buyers to imagine themselves living in the house.


For some homeowners, this is what’s stopping them from selling their home. They’ve accumulated so much stuff since the time they raised their kids. Now that they’re empty nesters, the task of organizing and going thru the memories of their young family days, is a daunting experience.

Those planning to sell soon are in luck! Marie Kondo, the inventor of the KonMari Method of Tidying Up, has gained popularity with her new Netflix series. She gives some great tips for sorting through years of accumulated possessions that we all collect in our homes.

“The KonMari Method™ encourages tidying by category – not by ...

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MIMLS The data relating to real estate for sale on this web site comes in part from the Spokane Association of REALTORS® MLS. Real estate listings held by brokerage firms other than Haven Real Estate Group are marked with the IDX logo. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Haven Real Estate Group shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Property locations as displayed on any map are best approximations only and exact locations should be independently verified. Copyright 2019 of the Spokane Association of REALTORS® MLS. All rights reserved.