Monday, April 29, 2019 / by Elizabeth Sorensen
In this DIY-age, it is easy to want to do everything by yourself. Saving money is great, and there are so many things today that we can do on our own after a simple Google search and a YouTube video or two. While sometimes doing it yourself saves you a few dollars, that isn’t always the case when selling your home.
When looking at it from the outside, the For Sale By Owner option, or FSBO, may seem great. With a standard Realtor commission of 5-6%, wouldn’t it make sense to save yourself that money? Think again. In most cases, people choosing to take the FSBO route end up losing more than that when they try to sell on their own. Here are a few reasons to consider forgoing FSBO and hiring an agent.
1. Keeping emotions out can be difficult
Your home typically means something to you. It is where you’ve created memories. Because of that, it can be difficult to remove your emotions from a sale. Agents are there to be a mediator for rejections or nega ...
Monday, April 29, 2019 / by Sara Koenig
If there is one room in the home you need to think about as you begin to sell it is the Kitchen. Period. This room is a BIG deal!
Think....You are selling your kitchen! Especially in this millennial age of home buyers. Millennials make up over 66% of first time home buyers currently, and over 35% of buyers overall, and the Kitchen is a BIG deal for them!
We are all thankful for the many drawers and cabinets in kitchens today, but they make it easy for us to hide our clutter instead of getting rid of it. If you have reached the point where you can no longer open a door in your kitchen without having something fall out, it is time to de-clutter your kitchen. No judgement here, but IT. IS. TIME.
Follow these steps and you can begin a clutter-free life, starting with your kitchen!
The utensil drawer - Sort through your utensil drawer. Toss out any broken or unused utensils.
Open your pantry and get rid of anything that is ex ...
Monday, April 29, 2019 / by Dixie Simon
I don’t know about you but I think house hunting is so much fun! Everyone has a list of needs and wants when it comes to their dream home. But what happens when you walk into a home and it isn’t really speaking to you? Maybe the walls are covered in wallpaper and the clutter never ends. It can be SO hard to look past the visual noise that but it is so important to try when you are house hunting because, at the end of the day, the clutter isn’t what you are buying. The walls and permanent features of the home are what you are spending your money on. You just need to learn how to picture yourself in that space and determine what you would be able to do with it.
Size, shape, and functionality are all so important when looking at a home. When you walk in, look around to see what other rooms you can see. Are they on the first floor? Second floor? Try to get a feel for the walls that are up and how you would place your furniture in the space. How big are the rooms ...
Sunday, April 28, 2019 / by Dixie Simon
Buying a home is not cheap; however, there are costly expenses associated with selling a home as well! But being informed and educated will ensure that you aren’t surprised about any of the fees required when you are in the home selling or buying process. Contrary to what some people may say, it is important use a real estate agent who will help shed light on closing costs and help you know what to expect at all times.
“Closing Costs” is a term used to encompass all the fees that are associated with the loan process. The buyer will pay some of these fees, and the seller will pay some of them. The buyer generally pays for any of the expenses associated with getting the loan for the mortgage and the seller usually pays the real estate agents commission and fees associated with the transfer of the property. Here are some of the fees typically included in the closing costs; appraisal, home inspection and loan application fee, assumption fee, attorney&rsquo ...
Sunday, April 28, 2019 / by Dixie Simon
Buying a home isn’t necessarily a walk in the park. There are a lot of steps involved! One of the bigger, more confusing steps, is the loan process. You are getting a bank, or some sort of mortgage lender to entrust you with hundreds of thousands of dollars. Yeah, that is a big deal! The bank will have you jump through a couple of hoops to be sure they can trust you with their money. It doesn’t need to be a big scary process, but there are a few rules you can follow to ensure you keep the process as seamless as possible. Once you start the loan process, it is important that you follow these rules so you don’t put yourself at risk for losing the loan.
1. Don't change jobs, quit your job or change your job status.
The bank wants to know you have a steady job. They need to know that you have a secure and steady source of income so you can pay your mortgage. Now isn’t the best time to be job searching. Hold tight, and be patient!
2. Don't ope ...