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Jo Skipper | pricing Blog

Friday, March 15, 2019   /   by Jo Skipper

What Does the Title Company do in the Real Estate Transaction?

What Does the Title Company do in the Real  Estate Transaction?


The title company is often referred to as the silent partner in the real estate transaction for both buyers and sellers alike.  This role plays several key functions for a successful transaction.  Title companies serve as the combined agent of the insurance company, mortgage broker,  buyer, seller, and any other parties related to a real estate transaction.  The title company reviews the title for any errors or omissions, issues insurance policies to protect the sale, facilitates closings, and files and records paperwork. Without this company facilitating the transaction it would be nearly impossible for any smooth transaction to take place.


The first important step in the sales process is the preliminary title search.  Title companies have extensive real estate title search and review departments. These departments scour  public records relating to real estate to inform all in ...

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Friday, March 15, 2019   /   by Jo Skipper

Common Fees Associated With Selling Your Home

Common Fees Associated With Selling Your Home
To all of the almost seller’s, those who are on the fence, if you have been watching the current market trends and computing all of the money you could potentially make from the sale of your home make sure you don’t overlook some of the costs associated with selling your house.  
There is a cost to do everything in our society and knowing what these costs will be is a great way to be prepared for your future financial planning.  


The largest chunk of money is paid to your existing mortgage.  Your mortgage payoff will be slightly higher than the remaining balance on your loan.  This is because of prorated interest.. Any home equity loans, lines of credit, or liens must be paid at closing as well.


The second largest amount is often paid to the real estate agents.  This money is split between the buyers and sellers agents and their brokerages.  This rate can vary across different markets.& ...

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Friday, March 15, 2019   /   by Jo Skipper

What do these values mean and why are they different?

What do these values mean and why are they different?


As a seller you want to know how much your home could sell for.  In your initial stages you may begin searching for the value online.  In this search you come across different types of values and all have different amounts.  What does this mean to you and your bottom dollar?

The first is the assessed value.  This is the number the tax man cares about.   This number can be found on your country website.  Often, this is broken into land value and value for the existing structure then the combined value. This valuation is used to derive property tax. Out of the three types of valuation we talk about today, this is the least accurate in terms of sale price for your home.  The country provides homeowners with an assessed value for their home once a year. If you experience a sudden jump in this amount and your taxes have increases significantly incorrect, you can challenge the assessed valua ...

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Thursday, March 07, 2019   /   by Jo Skipper

Should a seller be comfortable with their agent representing the buyer as well in the Transaction?

Should a seller be comfortable with their agent representing the buyer as well?


I receive this phone call all the time.  The buyer is wanting to talk directly with the listing agent.  The person on the phone is actually upset and does not want to ask me any questions or work with me as I am not the person listing the house.   I can understand at a certain percentage of this.  However, this listing or selling agent has already agreed to work with the seller.  This agent has already contractually agreed to represent the best interests of the seller.  Why would a buyer only want to work with this person?  Let's discuss some common myths.


First of all, the listing or selling agent who brings the home to the MLS, is an agent of the sellers. This agent is the homeowners’ biggest advocate and contractually obligated to bring the most money to the sellers in the sale of their home . This person actually works against a buyer’s best ...

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Thursday, March 07, 2019   /   by Jo Skipper

Receiving Multiple Offers on your Home for Sale

Receiving Multiple Offers on your Home for Sale

If you are lucky enough to be in a hot market right now and have a house all lined up then you are the envy of many!  Different areas throughout the country and at different price points we are finding multiple offers on hot properties.  Most sellers are thrilled to have one great offer in their hands, now think of receiving fifteen. 

As someone who does not sell a home everyday, how do you know how to navigate this unfamiliar terrain?  This is done alongside a seasoned real estate professional but it is ultimately the decision of the seller.  The real estate agent will offer their experience and tips throughout this tense vetting process.

First, begin with the most important part, the price.  Do not end with price as you need to keep looking into these offers.  As you look further into the prices offered on your home you will need to make sure that these are qualified buyers. How much cash is ...

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Haven Real Estate Group
Cambria Henry
304 W Pacific Ave; Suite 360
Spokane, WA 99201
509-590-4701

IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that data is deemed reliable but is not guaranteed accurate by the MLS.
MIMLS The data relating to real estate for sale on this web site comes in part from the Spokane Association of REALTORS® MLS. Real estate listings held by brokerage firms other than Haven Real Estate Group are marked with the IDX logo. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Haven Real Estate Group shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Property locations as displayed on any map are best approximations only and exact locations should be independently verified. Copyright 2019 of the Spokane Association of REALTORS® MLS. All rights reserved.