Monday, November 4, 2019 / by Pamela Glende
Your thinking of selling or purchasing a home and you want to find the best real estate professional out there. You are wise to be thinking about that.
Picking the right real estate agent can save you thousands. Whether your selling or purchasing you want someone with great negotiation skills You want to get the best price you can get. You also will need help negotiating any needed repairs.
The agent needs to have your best interest at heart. They need to watch out for you and protect you with the needed contingencies. These will be the financing, title, home insurance, inspection and neighborhood contingencies. You may need a buyer’s pending sale contingency. These vital contingencies are put in place to protect you should the home not work out for you as the buyer.
As the seller your real estate agent should be vetting any offers by calling the lenders to make sure the buyer is “actually preapproved”. Has the lender looked at their assets, income, deb ...
Friday, November 1, 2019 / by Jennifer Gilbertz
If you are wanting to sell your home but can’t seem to find a new home you love, let alone be able to have your offer accepted with a home sale contingency? Well, I have some great news for you! Its super tough out there to find a house that screams “THIS IS YOUR HOME” and if you do, more than likely you’ll be competing with other buyers for that same house. Unfortunately, if you still have a house to sell this can be hard to do in this current sellers’ market here in Spokane, WA. One of the options you may or may not have thought of is new construction. Do you have the patience to wait 6-12 months to move into your dream home? If the answer is no, then I have some great news for you!
D.R. Horton is one of our Nation’s largest residential home builder and they are here in the Spokane area. They have communities in Cheney and the greater Spokane area and what sets them apart from other local builders ...
Friday, November 1, 2019 / by Pamela Glende
You may just of found your dream home. Your offer was accepted. Your home inspection went well and now you are just waiting to go through the appraisal and close.
You are excited and now thinking about all your decorating and the things you want to do to the home. Perhaps it’s new appliances or furnishings or a new car you want to put in that garage.
Just a few more days and that home is yours. Sadly, the home is never yours until you have the keys in your hands. If you are not careful you could jeopardy or lose the home all together.
Here are 5 things you will want to avoid until your home actually closes and the keys are in your hands.
1. Big ticket purchases
You were approved for your loan on your credit score and your current financial situation. Big ticket purchases like cars, appliances and furniture can change that financial situation. Your lender will pull your credit again just before closing so your debt to income ratio may no ...
Friday, October 25, 2019 / by Jennifer Gilbertz
Spokane, WA real estate market is holding strong and is continuing to be a top seller’s market. As a Spokane Realtor working with Haven Real Estate Group, we keep a close watch on the current real estate market trends on a weekly basis. For you, this means you will have access to the most up to date housing market information for our area and will have access to links to further educational blogs and videos relating to the current Spokane housing market, as well as, home selling and home buying educational tools.
We are currently holding at a 1.2 month supply of homes in our real estate market here in Spokane, WA. This monthly calculation of homes is based on the percentage of home buyers that are ready and able to purchase versus the amount of homes that are currently available in today’s Spokane, WA real estate market. For example; if suddenly no more homes were going on market for sale and at the current buyer purchasing rate, all the curren ...
Thursday, April 18, 2019 / by Jody Lee
Is buying a home a dream you want to accomplish this year? Do you know where to start? Buying a home can be a complex process, but there really are just a few steps to get you prepared. Here are a few things to get yourself ready and excited to make your dream come true.
Check your credit report
When was the last time you checked your credit report, I hope you look at it once a year and are checking for any errors on it? If you do find any you will have time to have them corrected and removed. Do you know your credit score? Another reason to check once a year! If you need to improve your credit score, now is the time to take steps to improve it. Not sure what needs to be done to improve it? Ask your Mortgage lender that you plan to use, they have so much knowledge and information to help you prepare for taking out a mortgage. Mortgage lenders rely on your credit report so don’t skip this step!
Pay down your debt
Taking on a mortgage is a big financial responsibility. As much ...