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New Home | pricing Blog

Thursday, April 18, 2019   /   by Jody Lee

Do you dream of buying a home?

Is buying a home a dream you want to accomplish this year? Do you know where to start? Buying a home can be a complex process, but there really are just a few steps to get you prepared. Here are a few things to get yourself ready and excited to make your dream come true.
Check your credit report
When was the last time you checked your credit report, I hope you look at it once a year and are checking for any errors on it? If you do find any you will have time to have them corrected and removed. Do you know your credit score? Another reason to check once a year! If you need to improve your credit score, now is the time to take steps to improve it. Not sure what needs to be done to improve it? Ask your Mortgage lender that you plan to use, they have so much knowledge and information to help you prepare for taking out a mortgage. Mortgage lenders rely on your credit report so don’t skip this step!
Pay down your debt
Taking on a mortgage is a big financial responsibility. As much ...

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  buying and selling a home, tips, real estate agents, home buying, buying a home, home buyer tips, buyer guide, jody lee, new home, emotions, first time home buyers

Monday, April 15, 2019   /   by Keri McCombs

Five Biggest Mistakes To Make As A First Time Home-Buyer (And How To Avoid Them)

Buying your first home is an exciting and rewarding experience! It also comes with an emotional roller coaster ride, and lots of unknowns and uncertainty. It's easy to get caught up in the process and make some mistakes that can be detrimental to your home-buying experience (and to your wallet also). So here are five common mistakes that first-time homebuyers make, and the ways in which to avoid those mistakes.



Being Closed-Minded About Inventory Of Homes
In a highly competitive real estate market, like the one that's happening in the Spokane area, there is a definitely lack of available inventory. This can make it tough when looking for your first home, because there is so little to choose from, and you're competing with so many other buyers. It's easy to want to buy a home in one of the area's most desirable areas, and refuse to go outside of your preferred search area. This mistake can cost you, especially if your search area is very narrow and an area that's heavily searche ...

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  spokane real estate, buying and selling a home, real estate agents, haven real estate group, home buying, buying a home, home buyer tips, buyer guide, new home, keri mccombs

Monday, April 1, 2019   /   by Connie Tracy

How to Save Up for a House

Are you thinking about buying a home and just don't know where to start? Before you even begin looking at homes, consider how much you may need to save to make the process as smooth as possible for you, especially in the long run. While there are situations where you don't need a large down payment for a home, having one can save you money down the road.

Saving for a down payment is slightly different than other large savings, like retirement. With those savings, you can set aside smaller amounts of invest the money. Because you will need your down payment sooner rather than later, those saving methods won't be beneficial to you. Here are some steps to to take to save up for you dream home!

1. Determine How Much You Need

There is a general rule of thumb in real estate, the rule of 28, that says your maximum mortgage payment should not exceed 28% of your gross monthly income. Sitting down with a mortgage lender will help you find out how much of a mortgage you qualify for b ...

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  buying and selling a home, tips, real estate agents, haven real estate group, home buying, buying a home, home buyer tips, realtor, spokane realtor, buyer guide, connie tracy, spokane market, new home, expert

Monday, April 1, 2019   /   by Dixie Simon

Should you Sell if you are House Poor?

ARE YOU HOUSE POOR? 

WHAT CAN YOU DO ABOUT IT?



The definition of House Poor (via Investopedia) is: “A situation that describes a person who spends a large proportion of his or her total income on home ownership, including mortgage payments, property taxes, maintenance, and utilities. House poor individuals are short of cash for discretionary items and tend to have trouble meeting other financial obligations like vehicle payments.”

Investopedia goes on to explain that: “People typically become house poor because they buy more house than they can afford, but there are other ways that people can become house poor as well. For example, some people will become house poor after the birth of a child, when one spouse decides to stay at home with the new addition, rather than going back to work.”





After the recent post called "In The Market For The American Dream – Home Ownership," a reader wrote in with a question. 


She aske ...

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  selling home, home selling, spokane real estate, home seller tips, buying and selling a home, getting ready to sell, tips, real estate agents, haven real estate group, home buying, buying a home, home buyer tips, sellers, transaction, spokane realtor, buyer guide, spokane market, dixie simon, new home, home seller's guide, title insurance, dave ramsey

Sunday, March 31, 2019   /   by Dennis Isip

How To List Your Home for the Best Price

Are you moving to another state, or relocating to Washington State? More specifically, are you considering a move to or from the Spokane area? There are a lot dynamic factors changing in different directions simultaneously at this time. Let’s look at the big (national) picture first.

National Real Estate Market


If your plan for 2019 includes selling your home, you will want to pay attention to where experts believe home values are headed. According to the latest Home Price Index from CoreLogic, home prices increased by 4.7% over the course of 2018.

The map below shows the results of the latest index by state.



Real estate is local. Each state appreciates at different levels. The majority of the country saw at least a 2.0% gain in home values, while some residents in North Dakota and Louisiana may have felt prices slow slightly.

This effect will be short lived. In the same report, CoreLogic forecasts that every state in the Union will experience at least 2.0% a ...

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  selling home, home selling, buying and selling a home, sellers, spokane market, new home, dennis isip, fairchild air force base, amazon, dr horton

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IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that data is deemed reliable but is not guaranteed accurate by the MLS.
MIMLS The data relating to real estate for sale on this web site comes in part from the Spokane Association of REALTORS® MLS. Real estate listings held by brokerage firms other than Haven Real Estate Group are marked with the IDX logo. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Haven Real Estate Group shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Property locations as displayed on any map are best approximations only and exact locations should be independently verified. Copyright 2019 of the Spokane Association of REALTORS® MLS. All rights reserved.