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Heather Schelling

Pre-Approval Letter | pricing Blog

Saturday, March 30, 2019   /   by Dennis Isip

2 Things That Sellers Need To Know About The Mortgage Process

Mortgages are for buyers, why do I need to know about it, if I’m selling?

There are 2 things a seller needs to pay attention to:

Buyer Pre-Qualification or Pre-Approval
Seller Concessions


I often come across a lot of renters who do not have an idea of what it takes to buy a home. The variety and number of documents alone can be intimidating, but being a homeowner can be one of the most financially rewarding experiences in one’s life. However, that’s assuming that the buyer gets the right house, done in the right way.

Of course, there are other non-financial benefits too: fenced backyard for the dog, school for the kids, no neighbors above or below you, customizing your kitchen, and in some cases, having an attached garage. (This knowledge gives the seller a leg up in negotiations.)

Here’s What Buyers Need To Qualify in Today’s Market

Down Payment - Generally between 5-20 ...

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Saturday, March 30, 2019   /   by Connie Tracy

Advice for a First Time Home Buyer

If you have never purchased a house before, you may have no idea when and where to begin when preparing to become a homeowner. You may be on the fence about buying, or you may feel like you are ready to buy a home today. Either way, these tips can help anyone feel a little more prepared for their first home purchase!


It is easy to begin scrolling through beautiful homes on the market without considering your budget. Sale postings can be all over your social media feeds, tempting you to just take a little peek. While looking can be fun and exciting, you should prepare yourself financially before you start eyeing any homes. It is much better to know what your price range is and you don't fall in love with a house you just can't afford (for now!)


Additional Articles:

Pre-Approval vs Pre-Qualification...what's the diff?

Home Buying Myths 


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Thursday, March 14, 2019   /   by Amber Tice

Pre-Qualification Vs. Pre-Approval

There are plenty of real estate terms used in transactions. Needless-to-say it can be confusing for both buyers and sellers trying to navigate the process. The home loan process might feel overwhelming and difficult to understand, but it is important for the home buyer to be as prepared as possible when they are ready to buy their first home. Both buyers and sellers find terms like “Pre-qualification” and “pre-approval” used interchangeably, it’s no wonder they find themselves wondering how to proceed.  

If you are a home seller it will be important for you and your real estate agent to discuss the difference between these two letters and why it’s important.  In this hot sellers market here in Spokane you will most likely be receiving several offers on your home. You will want to make sure you are choosing one where the buyer is PRE-APPROVED.  

The difference between the two are explained below:

Pre-Qualification: The fi ...

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Haven Real Estate Group
Cambria Henry
304 W Pacific Ave; Suite 360
Spokane, WA 99201

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