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Value | pricing Blog

Sunday, May 26, 2019   /   by Connie Tracy

My Appraisal Came in Below the Negotiated Price! Now What?

You have been searching for a home for months and finally got an offer accepted and then....the house doesn't appraise for the negotiated price. 


Now what?

TAKE A DEEP BREATH

It can be heart wrenching for the buyer and seller if the deal falls apart because of the appraisal. Low appraisals happen more often than you might think, especially in rising markets. 
Sometimes there are not enough comparable sales applicable to the home you want, or maybe distressed sales have conflicted with the appraisal. 

Generally, lenders will only lend funds up to a certain percentage of the appraised value. If the appraisal is lower than your offer, you may need to come up with more cash.. but there are other options.

1. Look over the appraisal contingency in your contract.

The appraisal contingency clause built into the contract allows you to reevaluate the situation or renegotiate if needed. But sometimes, even with this clause, you may end up spending more or j ...

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Sunday, May 26, 2019   /   by Connie Tracy

Make Your Home Stand Out Amongst the Rest!

May is coming to an end, schools are almost out, and summer officially begins! That means one thing... home selling season is HERE! With the kids home from school and vacations are planned, both buyers and sellers are ready to enter the market as the weather heats up. So now that the season is here, what do you do to make your home stand out amongst the rest? Here are a few tips to make sure you catch the eye of potential buyers during the busy season!

1. Tour Other For-Sale Homes

Go ahead and check out other homes that are similar to yours. Open houses are the BEST way to see what the competition may be for your home. As you are preparing to list, use these tours to see what decor and design-types are attractive to you and potential buyers. If you see things that you do not like yourself, remove them from your own home if you have them. Sometimes stepping out of the box, or in your case, your own home, will allow you to look at your home through the eyes of a potential home ...

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Monday, April 29, 2019   /   by Elizabeth Sorensen

Why FSBO Can Be a No-Go

In this DIY-age, it is easy to want to do everything by yourself. Saving money is great, and there are so many things today that we can do on our own after a simple Google search and a YouTube video or two. While sometimes doing it yourself saves you a few dollars, that isn’t  always the case when selling your home.


When looking at it from the outside, the For Sale By Owner option, or FSBO, may seem great. With a standard Realtor commission of 5-6%, wouldn’t it make sense to save yourself that money? Think again. In most cases, people choosing to take the FSBO route end up losing more than that when they try to sell on their own. Here are a few reasons to consider forgoing FSBO and hiring an agent.


1. Keeping emotions out can be difficult


Your home typically means something to you. It is where you’ve created memories. Because of that, it can be difficult to remove your emotions from a sale. Agents are there to be a mediator for rejections or nega ...

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Monday, April 29, 2019   /   by Elizabeth Sorensen

8 Things Home Sellers Should Never Reveal (Except To Their Realtor)

When homeowners decide to sell, they may find themselves justifying their choice to anyone who’ll listen. But, as the old saying goes, “Loose lips sink ships.”
In today’s world where sharing is the norm, sometimes keeping your rationale for making a move all to yourself is the right move. Though sellers would never intentionally want to harm their chances of securing the best deal possible, by being a little too honest, they can ultimately lose leverage when it comes to negotiating.


The following are 8 things home sellers should never reveal (except to their Realtor).
1. “These taxes are killing me!”
No one enjoys paying property taxes, but watching them spike over time can be a huge turnoff for some homeowners — particularly those who don’t take advantage of public school districts or other amenities funded by tax dollars. Still, sellers who share that they believe they’re grossly overpaying will cause buyers to think twice ...

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Saturday, April 27, 2019   /   by Connie Tracy

What is an Appraisal and Why do You Need It? Part 1

An appraisal is a vital part of the home buying and selling process. 

If you're purchasing a home with a loan or refinancing your mortgage, the appraisal will make an impact on the amount of the loan you will be able to receive.

If you are selling your home, you want the appraisal to go well to support the potential buyers' financing. Either way, it is important to know how the appraisal process works and how an appraiser comes up with the value of your home.

What is an appraisal?

An appraisal is a report of a home's value prepared for a lender. A trained and licensed individual called an appraiser will gather information and submit the report according to specific criteria. The appraisal typically occurs after the seller has accepted the buyer's offer, and the lender is getting the paperwork ready for the loan.

An appraisal is used to determine if the amount of the loan is appropriate based on the home's condition, location, and features. Typically, lenders d ...

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Haven Real Estate Group
Cambria Henry
304 W Pacific Ave; Suite 360
Spokane, WA 99201
509-590-4701

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