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pricing Blog

Wednesday, May 3, 2017   /   by Cambria Henry

The real costs of home ownership

From Trulia.com




The true costs of owning a home can be staggering for a first-time homeowner. In addition to the expenses you might expect (like your mortgage) other costs, like maintenance and utilities, can run up the bill. Here's a list of what you can expect to pay beyond the traditional mortgage and property tax bills.


Homeowner's insurance
In 2006, the average yearly premium in homeowner's insurance was $804, according to the Insurance Information Institute. That's an average increase of 5.2% from 2005. You can expect that premium to be higher now, since it's been a few years since the institute collected their data. (Plus, insurance premiums almost always go up.)


Utility bills
When you own a home, you'll have to pay for electricity, heating, cooling, water and sewer. While utility prices vary widely across the U.S., you can expect to pay hundreds of dollars for these services throughout the year.


Internet/cable/phone bills
Unless you drop your lan ...

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  buying a home, home buyer tips, home buying, spokane real estate, buying and selling a home

Tuesday, May 2, 2017   /   by Robert Henry

Selling Your Home for Top Dollar

Why do some home sellers sell their homes quickly and for top dollar while others sit on the market and eventually reduce price or fail to sell?  The answer is that they employ time tested and market approved techniques and strategies that give them an all-important edge over their competition.
To model the success of these savvy homeowners, let's take a look at the top tips to sell your home for top dollar: 
PRICE YOUR HOME AGGRESSIVELY
Setting the right price for your home is the single most important decision you will make when you decide to sell. Go too high and you risk turning off every buyer in the marketplace, go too low and you leave money on the table. One simple but powerful technique for pricing your home aggressively is to spend the day looking at your competitors' homes. By doing so you will be seeing the world through the buyers' eyes. Be tough and honest with yourself. Compared to the competition what would be a price that would position your home as th ...

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  spokane real estate, home selling, selling home

Tuesday, May 2, 2017   /   by Cambria Henry

Budget friendly ways to improve your home's value

From Trulia.com






Selling your home in today's market can seem like a challenge, especially if your home could use some tender loving care. But what if you just don't have it in your budget to invest thousands of dollars into a remodel? For many cash strapped homeowners this is the dilemma that keeps them awake at night.


Rest easy, there are many small projects that you can do around the house that will increase your home's value without breaking the bank. Let's take a look at 10 budget-friendly ways to increase your home's value:







Landscaping


By spending just a few hundred dollars on grass seed or replacement sod, new flowers, bushes, or trees, any homeowner with a shovel and some elbow grease can dramatically improve their home's curb appeal over a long weekend. For inspiration check out Landscaping.com.









Wash instead of paint


If you can't afford to paint the home, how about giving it a good wash? With a ladder and an ext ...

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  spokane real estate, home selling, selling home, buying and selling a home

Tuesday, May 2, 2017   /   by Cambria Henry

5 Things to look for when buying a home

From Trulia.com




Many home buyers are back in the market. The low interest rates, tax credit, and low property values make this the ideal time to buy a home. But with the added number of foreclosures, the homes currently for sale also have a greater range of physical conditions. For the first time home buyer, this process can easily be overwhelming, but these 5 tips should help.


Don't be fooled by pretty wall colors
Instead, try to envision the house painted white, and focus on the age of appliances, condition of floors, and any signs of mold or structural damage.


Check out the age of the furnace
An old heating or cooling system can run you thousands if you have to replace it immediately, and should impact the price you're willing to bid on the house.


Are the windows newer or older?
This is a major plus if they are newer, as it will help you on the heating and cooling bills.


Before you even walk into the house, check out the roof
Is it caving in? Or is i ...

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  buying a home, home buyer tips, home buying, spokane real estate

Tuesday, May 2, 2017   /   by Cambria Henry

What Do You Need and Want in Your Next Home?

From Zillow.com




When you wish upon a dream home, is it filled with everything you’ve loved in a shelter magazine or TV show? When wishing gives way to reality and it’s time to find a home, you’ll want to know what’s essential for you and your lifestyle. That inventory of priorities will lay the foundation for your home search. Here are some things to help you get real.
Price
To ground yourself in reality, you need to figure out how much home you can afford. The mortgage you can afford depends on many factors, among them your annual income, the size of your down payment and your monthly debt. To get an estimate of your housing price range, you can use Zillow’s affordability calculator which does the math for you.
Housing type
There are many kinds of homes, but the majority fit into these broad categories: Single-family detached, townhouse, condominium or co-op. And each has upsides and downsides, especially when it comes to priva ...

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  buying a home, home buyer tips, home buying

Haven Real Estate Group
Cambria Henry
304 W Pacific Ave; Suite 360
Spokane, WA 99201
509-590-4701

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